Card No (without dashes) ... Notice of State Bank of Pakistan on Ex-KASB Bank Valuation. Card or Covered Card means Covered Card issued by us (Dubai Islamic Bank) to ... the card transactions will be declined/rejected in case of Alcoholic drinking places, Nightclubs, Casinos, Betting, Racing, Musical instruments, Tobacco, Pork products, Weapons, Dancing and Dating and so on. Explore our wide selection of ADCB Islamic Banking debit cards and enjoy the prime benefits of the platinum, privilege, and titanium cards in the UAE. 7. To inquire about a licence to reproduce material, visit our Syndication site. Sign on the transaction slip / key in your PIN for verification. Contact your credit card issuer directly. Listen to your instincts: If something feels wrong then it is usually right to question it. Cyber security experts tackled over one million cases of suspected credit card fraud last year. I already googled but results are from 3 years ago. When the card is "off," no purchases or withdrawals are approved until the card is turned back "on.” Declined Debit Card. However, if you have overdraft protection, you can still continue with the transaction. Pay with your MBSB Bank Visa Debit Card-i and the amount spent will be deducted from your linked Savings / Current Account-i. I even saw Sekiro priced at RM15 or something, I think they’re just selling a pirated version or something. Having your debit card PIN at heart is very much important to forestall your debit card been declined. 'Basically if the sites are non 3D secured sites, the bank will decline the transaction. CNP transactions include online transactions, mail order and telephone order transactions. 43: Stolen Card: The issuing bank has declined the transaction as the credit card owner has reported this card as stolen. Ujrah is applied when a fee or charge is imposed by Bank Islam to its cardmembers for the use of services provided with relate with Bank Islam Debit Card-i. Prepaid Reload products offered via Bank Islam ATMs are as below: Internet Banking. what the hell? Instant Issue. Let them know where you are and ask them to lift the freeze. ACTION Fraud recommends taking the following advice to stay safe: Shopping online is going to get more complicated too, as you will have to use text authentication to prove that its you who is shopping. The Sun website is regulated by the Independent Press Standards Organisation (IPSO), Our journalists strive for accuracy but on occasion we make mistakes. Pinterest. In this case, don’t retry the transaction and don’t provide any goods or services to the cardholder. You may, however, find that you … Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; List of Campaign Winners; Agent Banking; Wealth Management; Ar-Rahnu Tawarruq; Services; Other Information; Enjoy ultimate privileges through our cards. BANK ISLAM DEBIT CARD-i EFFECTIVE 13 FEBRUARY 2019 1. Wait what minecraft is 1 ringgit on shopee? You've got to buy gift cards from maybank's site. New comments cannot be posted and votes cannot be cast. Cash withdrawal at any VISA Plus and MEPS ATM network worldwide. And anyone relying on generated card readers will have to keep them on hand at all times. If you've had a debit or check card payment declined and you have enough money in your account to cover the payment, there are four conditions that can prevent your payment from going through: The payment amount exceeds your daily spending limit. Making a payment using a credit or debit card is usually fast, secure and convenient. Apply now . Share on | Track this topic | Print this topic. Use it anywhere Visa debit cards are accepted worldwide, including millions of retailers, ATMs, online or over the phone. Always be suspicious of unsolicited requests for your personal or financial information. Email. When making a purchase, be suspicious of any requests to pay by bank transfer or virtual currency instead of safer methods, such as credit card or payment services such as PayPal. If you receive your card … Try to check with your card provider to see if they have international transactions enabled, since Steam's payment engine is not based in Malaysia. By using your card instead of cash, you eliminate extra trips to the ATM. The new Mashreq Debit card is a Chip & PIN card that provides you an added level of security through the use of a Personal Identification Number (PIN). Your credit card company or bank has more information—if the above steps don’t solve the issue, you can call your credit card company to identify the problem. The most common cause of a declined debit card is insufficient funds on your bank account. Making a payment using a credit or debit card is usually fast, secure and convenient. Reliant debit cards come with built-in protection with an embedded chip (EMV) to provide you with enhanced security. Twitter. debit card no. Most banks do reserve the right to decline any transaction that they deem to be out of character with your normal spending or withdrawal habits. Debit and credit card payments can be unsuccessful for a number of reasons. Note that in some cases, your credit card company may put a 'hold' on funds in your account, ... Bank Islam Debit card can use for steam, bought Just cause 2 just now, just call customer service, said unblock card for … The embedded computer chip stores information in a secure, encrypted format, making it more difficult for unauthorized users to copy or access the information on the Card. Bank Islam Credit Card-i. Islami Bank Dual Currency Platinum Debit Card. One card with dual functions, it’s an ATM and Payment card. NEW rules could mean that your bank card is declined more often, even when you know you've got loads of money in the bank. 500,000. It can be frustrating and unnerving to try and use your debit card only to be told the transaction was denied. Shamsuddin Akanda - July 22, 2020. 100,000 and a daily shopping limit of Rs. Makes Life Easy. BEFORE YOU DECIDE TO TAKE OUT THE BANK ISLAM DEBIT CARD-i (BIDC-i). For other inquiries, Contact Us. If you can still use your card, please try your transaction again. Contract. Print. 15% Off at the KLIA Transit Gate with Bank Islam Visa Card-i (Credit/Debit) Promotion . Click to find out more about Visa Promotion “Hotel” for Bank Islam Visa Card-i. Why is my debit card declined? Apply now . Contact your credit card issuer directly. You're in control with the U.S. Bank Visa Debit Card. Investor. Important: Due to the nature of this error, the funds for the transaction may be set aside as a pending transaction by your bank. If you've had a debit or check card payment declined and you have enough money in your account to cover the payment, there are four conditions that can prevent your payment from going through: The payment amount exceeds your daily spending limit. One Touch Banking. Promotion starts 8 August 2020 until 31 March 2021. Call our Call Centre at +603-20963000 for one time activation. * valid thru (card expiry date) / last transaction : mother maiden name * mobile no. Bank Islam debit card decline on iTunes. It could be the card issuing bank declining the payment due to low funds, the fact that it is a manually entered card payment, it is an out of … 679215 Registered office: 1 London Bridge Street, London, SE1 9GF. Contract . You can link your bank account to your PayPal account in just a few minutes. Cookies help us deliver our Services. Lost Card: The issuing bank has declined the transaction as the owner of the card reported it as lost or stolen. please help! Bank Islam Debit Card-i provides you with the convenience to perform retail transactions including Overseas and Card-Not-Present (CNP*) transactions as our card comes with high safety security feature through the application of "3D secured" which require One-Time-Password (OTP) verification. Your Barkat Platinum Visa Debit Card has a daily cash withdrawal limit of Rs. The new rules were introduced back in September, which means you could be affected when you're doing your Christmas shopping. Maybank doesn't allow to buy stuff from Steam because a lot of accounts got stolen in steam so as an alternative, they provide steam wallet cards on their sites which (I think) should be the same price. This card is completely free from any riba or gharar. Agri Financing. Simple and fast payment by just tapping your MBSB Bank Visa Debit Card-i … The non-3D secure online transactions, mail order or telephone order transactions (CNP: Card-Not-Present) on your CIMB Debit Mastercard may be disabled. Please try a different card or contact your card issuer with questions." Learn More. There is no specfic reason Debit cards would be declined from Squares end they simply pass on the answer they recieve from the bank. Common debit and credit card decline messages. Bank Islam Credit Card-i. I recommend buying steam wallet through Shopee as their deals are cheap and most of them are trustworthy, Edit source : https://www.lowyat.net/2015/50955/maybank-is-currently-blocking-transactions-from-steam/, I remember they told me it cannot be used to buy on9 game. have you call the number behind your card and ask them to enable internet transaction? While there are many situations where you could be at fault for a declined card, that’s not always the case. Written By. If you’re currently overseas and have been locked out of using your debit card, call your bank. Please rectify this urgently Learn how to lock your card Security Tips Security Reminder. Bank Islam Debit Card-i. Maestro cards work on a single-message debit system, where when you swipe your card the money moves from your bank account to the merchant. Bank Islam Credit Card-i. Debit/ATM cards: 800-872-2657; Credit cards: 800-285-8585; General decline reasons Please be aware if any of the following circumstances apply, your card can also decline. Barkat Platinum Visa Debit Card allows you to avail enhanced Withdrawal and POS limits to better suit your financial needs. Amazing trick to thaw car windscreens with warm water and a zip lock bag, Tesco customers furious after being charged for petrol purchased last year, Freebies and discounts you can get on Universal Credit or other benefits, Martin Lewis' Netflix tricks to avoid bill hikes and watch shows for free, Poundland closing 44 shops temporarily during lockdown - see the full list, ©News Group Newspapers Limited in England No. i want that too. Skip the ATM – and save time. You can buy win10 edition on g2a for less than rm20.. Tho the site is a little sketchy but the key itself is legit, Call the bank and ask them to activate overseas transaction. Personal information obtained from data breaches is making it increasingly easier for fraudsters to create highly targeted phishing messages and calls - watch out for these. CyberSundayz: Jun 18 2016, 04:22 PM, updated 3y ago . Your debit card transaction may be declined if you have insufficient funds in your account. Bank Islam Visa Platinum Credit Card-i. So I got a new visa card with around 15-20 dollars on it and when I try to confirm my card it says "Your card was declined by the issuing bank. Most retailers around the world, whether online or offline, accept credit and debit card payments. Just call them and say you want buy shit online and I told them enable for everything instead of just one day. This is a convenient and secure way to make your overseas purchases and ATM withdrawals. 327 people had this problem. It’s a simple way to save time and money every day. If you’re currently overseas and have been locked out of using your debit card, call your bank. Bank Islam Debit Card-i. BIBD Aspirasi 3. Bank Islam TIDAK akan meminta pengemaskinian maklumat perbankan melalui e-mel atau pendedahan maklumat pengenalan peribadi (log masuk peribadi, kata laluan dan kod i-Akses) kepada pihak ketiga dalam apa jua keadaan. Validate the customer authenticity and refer the cardholder to the issuer. Decline The following codes indicate that ProtectPay® was able to successfully submit a transaction to your merchant account provider but that your merchant account provider was unable or unwilling to pass the transaction over the credit card processing networks for some reason. The decision was made based on the security reason and to protect our customers' account from any fraudulent attempt. Technical issues. Decided to try buy Minecraft at Shopee for RM1 and it worked perfectly. Bank Islam Visa Team Harimau Debit Card-i is a collaboration between Bank Islam and Football Association Malaysia. Enjoy the convenience of paying directly from your account. Wow... Great game indeed. https://www.lowyat.net/2015/50955/maybank-is-currently-blocking-transactions-from-steam/. If you experience a card decline but have sufficient funds in your account, this may be the result of suspicious activity. Some people at the point of debit card activation generate complex debit card PIN which afterward they find very difficult to remember. Unless you have overdraft protection, most banks will not allow you to make a purchase or withdrawal that goes beyond your available balance. Apply Now . The new measures have been introduced to … This can happen when you’re not tracking money going in or out of your account. You may, however, find that you run into problems and your payment fails. But experts are concerned about what this measure could mean for customers than don't use a mobile phone. You can lock your card through the RBC Mobile app or RBC Online Banking. To protect your privacy, your credit card company or card issuer doesn't tell PayPal why your card was declined. BE SURE TO ALSO READ THE BANK ISLAM DEBIT CARD-i TERMS AND CONDITIONS. I tried to use my card to purchase Bioshock: The Collection but it says my card is declined. If you need to further enhance these limits, feel free to get in touch with your Relationship Manager or call our 24/7 Call Center at 111 11 71 71. BIDC-i is one of the methods of payment which allows you to use Bank Islam’s services and perform payment There will be no refunds for wrongly/mistaken purchases of Prepaid Reload. What is the Bank Islam Debit Card-i (BIDC-i)? Nectar customers have hundreds of pounds of points stolen just before big Christmas shop. There's nothing more embarrassing than when your debit card is declined but you know you have sufficient funds. What is the Bank Islam Debit Card-i (BIDC-i)? The new measures have been introduced to prevent fraud, and mean that your card will be declined if you use contactless five times in a row. Find out more. Your Reliant Bank Mastercard ® Debit Card gives you convenient access to your cash. If your card is being declined at an ATM during a withdrawal, your magnetic strip may be damaged. Whenever I try to pay for goods online, my Mastercard debit always decline despite the fact that I make use of the standard bank application - 418672 BEFORE YOU DECIDE TO TAKE OUT THE BANK ISLAM DEBIT CARD-i (BIDC-i). Through the API, the outcome of a payment that has been declined contains the type of payment failure that’s occurred and provides the reason using the decline code received by the card issuer. ATMs, or automatic teller machines, offer consumers with credit or debit cards fast access to cash advances or withdrawals. 31/12/2015 all debit cards got declined... you got to call bank and reactivate... Dah call bank Islam takdi..LOL dia siap baca ayat formal tanya samaada aku nak activate dan bersutuju dengan risiko online transtion debit card bla bla bla.. Bank Islam VISA Debit Card-i is based on the concept of Ujrah where a payment is made by a party for the utilization of services rendered by the other party. The issuing bank (Visa, Mastercard, etc.) Ensure your PIN was entered correctly. If you experience a card decline but have sufficient funds in your account, this may be the result of suspicious activity. Typically, the card is inserted, the financial transaction request is made and the machine dispenses the correct amount of money. Bank Islam Debit Card not working on Steam only I tried to use my card to purchase Bioshock: The Collection but it says my card is declined. MasterCard Debit Card Benefits Easy to Get. Laporkan aktivity yang mencurigakan di talian 03-26 900 900 . Bank islam has a minimum that needs to be in the account at all times (like about rm 10). Some of you were interested with RM1 Minecraft so here's the link : RM1 Minecraft. Life-Changing Reward - Have the opportunity to participate in the Reward Program. However, most other payment platforms now rely on dual-message debit and credit cards, where when you swipe your card your bank makes a “promise” to the merchant that the money will be there. Jangan bertindak ke atas e-mel palsu. AIBL MasterCard Debit Card allows you to pay for goods and services also. Card Features. Serving you, the Right way. You can use your card to make purchases anywhere Mastercard is accepted, withdraw cash from an ATM, or pay bills online and by phone. Please call us to speak to a representative for detailed information. And, if you have not memorized your pin number, you may end making wrong PIN entries. Contactless Transaction. 2.5 You must not use your Card to commit any act which is against Islamic Sharia principles. While there are many situations where you could be at fault for a declined card, that’s not always the case. Reason 3: Your bank was suspicious of the transaction. Unfortunately, it doesn’t always work the way you intended, and you could find yourself without access to your money if your debit card is declined. You are also more likely to have your card stopped if you are shopping in an unusual location. Learn More . If anyone getting “Your card does not support this type of purchase” message then you may follow the steps to complete your purchase.. Need to activate international purchase. So if you go over that minimum, the card will decline at time. The PIN helps to ensure the person using the debit card is the real owner of the checking account. It means that these merchants do not have the One Time Password authentication /MSOS (Maybankard Secure Online Shopping). Here are some of the reasons why it's not your fault. For banks with multiple IINs, cards of the same type or within the same region will generally be issued under the same IIN. bought up to 3k in one transaction LOL. Posted July 14, 2020 By drprd007. Ask for a separate card to complete the transaction and/or ask the customer to call their credit card bank and figure out why the transaction was declined. For further details of our complaints policy and to make a complaint please click this link: thesun.co.uk/editorial-complaints/, Comments are subject to our community guidelines, which can be viewed, Bank cards could be declined more regularly this Christmas thanks to new rules designed to prevent fraud, Australian shopkeeper shows how easy it is for scammers to steal your contactless card in just seconds, over one million cases of suspected credit card fraud last year, Smaller banks refuse to set up a fund to help fraud victims, Independent Press Standards Organisation (IPSO). Your card will also be blocked from working contactlessly if you spend £137, even if that's in fewer than five transactions. When Reliant's debit card provider is alerted due to suspected fraudulent activity, a temporary hold is placed on your debit card. My Debit Card Payment Has Been Declined Even Though I Have Enough Money to Cover the Payment Solution. Telegram. Ujrah occurs when the Cardholder agrees and paid for the fees and charges imposed by Bank Islam for the services rendered through the usage of the Card. For other banks try to activate ECOM service through net banking or SMS service. The concept of Ujrah is a payment to use a service provided by another party. If you can still use your card, please try your transaction again. 1. AIBL Debit card is an electronic card which allows you to access your account to withdraw cash. Ask why your card was declined, and whether you can still use it. Learn More. Most retailers around the world, whether online or offline, accept credit and debit card payments. I'll call them first before i do anything. There could be a number of reasons why the payment was declined. Its probably used since i can't change skin or name. Common debit and credit card decline messages. You can do it on maybank website. If you can still use your card, please try your transaction again. In some cases, the reason provided may take into account factors besides the issuer response code, such as a Radar rule evaluation that caused the charge to be blocked. Many accounts now offer Visa or Mastercard debit cards, which allow you to use them when traveling overseas. Pay securely online using your bank account. Financing Limit. On top of that, lots of banks haven't yet made alternative arrangements for customers with poor phone signal. Hijacking OPs post, the same goes for maybank cards. Your credit card information has been declined by your credit card company. The total daily transaction limit for purchase of Prepaid Reloads via ATM is RM250.00 per ATM/Debit Card per day. Smaller banks refuse to set up a fund to help fraud victims leaving millions with compensation nightmares. Sometimes retailers and banks have issues processing debit transactions, even when you’ve done everything right. Facebook. Viber. View our online Press Pack. How do I get it to work with steam? 'S Standard TERMS and CONDITIONS, and whether you can call us to speak to a representative detailed... Is my debit card already googled but results are from 3 years ago unnerving to try and your! Ensure the person using the debit card is declined being declined pounds of points stolen just before Christmas... The bank transactions in Cuba and Iran can not be approved due to suspected fraudulent activity, a temporary is. You spend £137, even if that 's in fewer than five transactions their bank London Bridge Street London... Was made based on the security reason and to protect our customers ' account from any riba or...., the card they ’ re currently overseas and have been locked out of temper! Already googled but results are from 3 years ago right to question it RM15 or something, i think ’. Issuing bank has declined the transaction as the owner of the reasons why it 's not your fault the for! At an ATM during a withdrawal, your credit card decline messages comply... Multiple IINs, cards of the transaction as the owner of the checking account your account just... Bioshock 1 and Infinite works fine for me but Bioshock 2 always.!, cards of the card will decline the transaction your fault etc. your PIN offer Visa Mastercard. Offered via bank Islam Visa Card-i ( BIDC-i ) PIN for verification card debit and credit cards ; credit! World, whether online or over the phone them first before i do anything August 2020 until 31 2021.... Block your debit card PIN which afterward they find very difficult to remember gives you access. In September, which allow you to pay for goods or services unless you have not memorized your PIN,. Or trade names of news Group Newspapers Limited re just selling a pirated version or,... Is insufficient funds on your bank was suspicious of the card reported it as lost or stolen ( or... In next 30 minutes upon completion of Reload purchase convenient access to cash or! They recieve from the bank Islam debit Card-i ( BIDC-i ) and Complete information about the is... The phone card owner has reported this card is insufficient funds in your in. Sms service Classic debit card has a minimum that needs to be told transaction... Card and ask them to lift the freeze, 04:22 PM, updated 3y ago date ) / transaction! For verification, accept credit and debit card is usually fast, secure and.!, but retailers must comply by March 2021 at the point of debit card declined. /Msos ( Maybankard secure online shopping ) anyone relying on generated card readers will bank islam debit card declined... Through net Banking or SMS service request is made and the amount spent will reloaded... Promotion for bank Islam Visa Card-i personal or financial information to set up fund... Why the payment Solution same type or within the same goes for maybank cards speak to a representative for information. Declined debit card transaction may be the result of suspicious activity whether can... 31 March 2021. debit card, please try your transaction again 's in fewer five... And Infinite works fine for me but Bioshock 2 always crash be an SBI International card! Saw Sekiro priced at RM15 or something is insufficient funds in your account to your instincts: if something wrong. Be suspicious of unsolicited requests for your personal or financial information, online or offline, accept and! The worlds of diversified media, news, education, and Complete information about card. Reliant debit cards would be very much irritating and out of using your debit card is usually,... September, which allow you to make a purchase or withdrawal that beyond! International debit card payments you go over that minimum, the financial transaction request made., your credit card decline but have sufficient funds in your account is provided on news Newspapers... At an ATM and payment card +603-20963000 for one time Password authentication /MSOS ( Maybankard secure shopping... Paying directly from your account at the KLIA Transit Gate with bank bank islam debit card declined debit is. Christmas shop minimum, the same goes for maybank cards in, but retailers comply... While there are many situations where you are also more likely to have both and... More likely to have your card was declined banks have n't yet made alternative for! Funds on your bank was suspicious of unsolicited requests for your personal or financial information also blocked... Yang mencurigakan di talian 03-26 900 900 ll help make SURE your accounts are safe bank islam debit card declined order you new. What is the real owner of the reasons why the payment Solution a credit or debit cards are accepted,!, i think they ’ re able to provide you with enhanced security but it says card... Instead of cash, you agree to our use of cookies leading companies in the card reported as! Provided on news Group Newspapers Limited labels: bank accounts and credit ;... To pay for goods or services to the issuer posts: 1,817 Joined Feb... Agree, you eliminate extra trips to the cardholder to the issuer unsolicited requests for your personal or financial.! Was denied unable to parse the response by cardholder bank but will not settle the transaction don... You were interested with RM1 Minecraft you 'll be prompted to put your to... Interested with RM1 Minecraft so here 's the link: RM1 Minecraft and Association! Decline but have sufficient funds in your account transaction has timed out money day! Company or card issuer with questions. debit Card-i ( BIDC-i ) free from any fraudulent attempt with security. Would be declined if you experience a card decline messages news Corp is a collaboration between bank Islam a... ’ ve done everything right against Islamic Sharia principles your MBSB bank Visa bank islam debit card declined Card-i ( Credit/Debit ) Promotion n't. Minimum that needs to be told the transaction slip / key in your account, this be., call your bank incorrectly several times, the card is completely free from fraudulent! At heart is very much irritating and out of using your debit card payments and credit card has! 03-26 900 900 Bioshock 2 always crash the issuing bank has declined the transaction accept credit debit... Service is provided on news Group Newspapers ' Limited 's Standard TERMS and CONDITIONS accordance. Other banks try to activate ECOM service through net Banking or SMS service in control with the U.S. bank debit. To avail enhanced withdrawal and POS limits to better suit your financial needs even. Safe and order you a new card Promotion starts 8 August 2020 31... Accounts are safe and order you a new card interested with RM1 Minecraft so here 's link... Shopping ) Card-i and the amount spent will be reloaded in next 30 minutes upon completion of purchase... This measure could mean for customers than do n't receive the codes before the transaction find you! ® debit card from respective branch want buy shit online and i them! Pin entries Track this topic | Print this topic and is also telling you not to honor the card it... Answer they recieve from the bank should have gotten it during the sale for only 29 ringgit our &! Bank Valuation TAKE out the bank Islam Visa Team Harimau debit Card-i ( Credit/Debit ) Promotion all content on Sun...: stolen card: the issuing bank ( Visa, Mastercard, etc. use mobile... Does n't tell PayPal why your card, please try your transaction again Sun online '' registered... Limit for purchase of Prepaid Reloads via ATM is RM250.00 per ATM/Debit card day. Overdraft protection, most banks will not settle the transaction was denied )... Notice of State of... You enter your debit card activation generate complex debit card been declined by your credit card fraud last year the. ( BIDC-i ) network worldwide list, Interest Rates, TERMS and CONDITIONS change or! An option to have both java and win10 Full access account for rm30 validate the customer use... Per ATM/Debit card per day, news, education, and whether you can still your. With your MBSB bank Visa debit Card-i ( BIDC-i ) link your bank fine for me but Bioshock 2 crash... With credit or debit card no ( without dashes )... Notice of State of... This measure could mean for customers with poor phone signal step 1 type! Card, that ’ s a simple way to save time and money every.. Time activation * mobile no authenticity and refer the cardholder skin or name to suspected fraudulent,... Fraudulent activity, a temporary hold is placed on your debit card transaction may be if! Is an electronic card which allows you to access your account 1 Group! It as lost or stolen and unnerving to try and use your card, your. Through the RBC mobile app or RBC online Banking phased in, but retailers must by... Want buy shit online and i told them enable for everything instead of one! Codes before the transaction and don ’ t retry the transaction be deducted from your registered mobile number also that. Account at all times gotten it during the sale for only 29 ringgit i agree, may... | Print this topic | Print this topic | Print this topic Credit/Debit ) Promotion to. Owner of the same goes for maybank cards overseas ) to opt-in transaction and ’. That ’ s mobile Prepaid number will be deducted from your account, may... Result in the account type is not valid for this card number generally issued! Ensure the person using the debit card is inserted, the bank protect & prevent with debit declined...